Blake Street · York city centre
York accountants for limited companies, sole traders & landlords
Fixed monthly fees, plain-English advice and an accountant you know by name, with 30+ years’ experience and prompt, personal replies.
- AAT licensed
- 30+ years’ experience
- MTD-ready
- Xero partner
What you can expect from us
- A fixed monthly feeAgreed up front and confirmed in writing
- Prompt, personal repliesFrom someone who knows you
- Plain English, no jargonClear advice you can act on
- Deadlines handledAccounts, tax returns, CIS and MTD filed on time
Who we help
Specialist support for the businesses we know best
L
Limited companies
Owner-managed companies, digital and service businesses.
- Annual accounts and Corporation Tax
- Directors’ salary and dividend planning
- Payroll and VAT returns
- New company set-up
T
Trades & construction
Builders, joiners, electricians, handymen and contractors.
- Monthly CIS returns for contractors
- CIS refunds for subcontractors
- VAT and the domestic reverse charge
- Advice on van leasing and purchase
S
Sole traders & landlords
Self-employed people and property owners, including those now in Making Tax Digital.
- MTD quarterly updates done for you
- Self Assessment tax returns
- App-based bookkeeping set-up
- Rental income and expenses
Making Tax Digital for Income Tax
Is MTD coming for you? Here’s the timeline.
- £50k+In force since
6 April 2026 - £30k+From
6 April 2027 - £20k+From
6 April 2028
Based on your qualifying income: the total turnover from self-employment and property, before expenses. We set up the software, keep the records straight and send your quarterly updates for you.
Not sure where you stand?
Tell us roughly what you earn from your business or property and we’ll tell you when MTD applies to you and what you need to do.
Clear, fixed pricing
No surprises. One monthly fee, agreed up front.
Limited Company
For owner-managed companies.
from
£125
per month + VAT
- Annual accounts and Corporation Tax return (CT600)
- Confirmation statement
- Director’s Self Assessment return
- Salary and dividend planning
Sole Trader
For self-employed people not yet in MTD.
from
£60
per month + VAT
- Year-end accounts
- Self Assessment tax return
- Tax and expenses advice
- Making Tax Digital advice
- Phone and email support
Sole Trader & Landlord with MTD
For anyone with qualifying income over the MTD threshold.
from
£95
per month + VAT
- Everything in Sole Trader
- MTD software set-up and checks
- Quarterly updates to HMRC
- Year-end final declaration
Paid monthly by Direct Debit. Prices assume you keep your records up to date in your own accounting software (for example Xero), which you pay for directly. VAT returns, payroll, CIS returns and bookkeeping are available as add-ons. Disbursements, such as Companies House filing fees, are charged in addition.
Work outside your package, such as catch-up bookkeeping, an HMRC enquiry or one-off advice, is priced and agreed with you before any work starts. No surprise bills.
Switching is easy
Moving to MCO takes three simple steps
1
An informal chat
Tell us about your business over a coffee or on the phone. No jargon, no obligation.
2
Fixed quote in writing
Shortly after our chat, so you know exactly what you’ll pay.
3
We handle the switch
We contact your old accountant and HMRC, so you don’t have to.
“Straight answers, quick replies and no fuss. That’s the service I’d want myself.”
Mike, Founder · AAT Licensed Accountant
About MCO
A small practice with 30+ years’ experience
MCO Accountancy is run by Mike, an AAT Licensed Accountant who has spent more than 30 years helping limited companies, the self-employed and owner-managed businesses keep their accounts in order and their tax bills down. The practice was set up to offer the kind of service every business owner deserves: straight answers, quick replies and no fuss.
From our office at Blake House on Blake Street, in the heart of York, we look after limited companies, sole traders, landlords and tradespeople across York and North Yorkshire.
- AAT Licensed Accountant
- Xero partner
- QuickBooks partner
- Sage partner
- QuickFile partner
Consultancy too. Beyond the accounts, Mike works with owners on a consultancy basis: building a business up ready for sale, reviewing costs to improve profit, and planning for growth. Just ask when we chat.
What our clients say
Trusted by York business owners
MCO is a very safe pair of hands. Recommended!
Mike M · IT contractor
We are feeling so much better about our accounts now.
Michelle D · Construction business
Always there at the end of the phone for advice when needed.
Jo C · Drama school
Get in touch
Let’s talk about your business
Book an informal, no-obligation chat, or send a message and we’ll get back to you as soon as we can.
- Phone01904 463555
- Emailhello@mcoaccountancy.co.uk
- OfficeBlake House, 18 Blake Street, York YO1 8QG
- HoursMonday to Friday, 9am to 5pm