AAT Licensed Accountants · Xero, QuickBooks, Sage & QuickFile partners

01904 463555 · hello@mcoaccountancy.co.uk

Sole trader & landlord accountants in York

Accountants for sole traders and landlords

Self Assessment, year-end accounts and Making Tax Digital, handled for you on a fixed monthly fee.

Less admin, fewer worries, no surprises

Running your own business or letting property means you’re responsible for your own tax. We make it simple: we keep you on track through the year, prepare your accounts and tax return, and tell you what to pay and when.

Making Tax Digital for Income Tax now applies to sole traders and landlords with qualifying income over £50,000, dropping to £30,000 from April 2027. We set up the software, check your records and send your quarterly updates, so you stay compliant without the stress.

What’s included

  • Year-end accounts
  • Self Assessment tax return
  • MTD quarterly updates and final declaration (MTD package)
  • Rental income and allowable expenses
  • Payments on account explained
  • Phone and email support

Making Tax Digital for Income Tax

Is MTD coming for you? Here’s the timeline.

  • £50k+In force since
    6 April 2026
  • £30k+From
    6 April 2027
  • £20k+From
    6 April 2028

Based on your qualifying income: the total turnover from self-employment and property, before expenses. We set up the software, keep the records straight and send your quarterly updates for you.

Not sure where you stand?

Tell us roughly what you earn from your business or property and we’ll tell you when MTD applies to you and what you need to do.

Read our MTD guide →

Clear, fixed pricing

No surprises. One monthly fee, agreed up front.

Limited Company

For owner-managed companies.

from

£125

per month + VAT

  • Annual accounts and Corporation Tax return (CT600)
  • Confirmation statement
  • Director’s Self Assessment return
  • Salary and dividend planning

Sole Trader

For self-employed people not yet in MTD.

from

£60

per month + VAT

  • Year-end accounts
  • Self Assessment tax return
  • Tax and expenses advice
  • Making Tax Digital advice
  • Phone and email support

Sole Trader & Landlord with MTD

For anyone with qualifying income over the MTD threshold.

from

£95

per month + VAT

  • Everything in Sole Trader
  • MTD software set-up and checks
  • Quarterly updates to HMRC
  • Year-end final declaration

Paid monthly by Direct Debit. Prices assume you keep your records up to date in your own accounting software (for example Xero), which you pay for directly. VAT returns, payroll, CIS returns and bookkeeping are available as add-ons. Disbursements, such as Companies House filing fees, are charged in addition.

Work outside your package, such as catch-up bookkeeping, an HMRC enquiry or one-off advice, is priced and agreed with you before any work starts. No surprise bills.

Ready for an accountant who keeps things simple?

Book an informal, no-obligation chat. We’ll give you a fixed monthly quote in writing.